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Managing Money
Nov 05 2014

Managing Money

Intro 简介

Do you know how much money you have? Can you manage it by balancing your bank statements, or are you more carefree about your finances? If you’re lucky enough to have disposable income, you might not have to worry that much about saving it for a rainy day. You might even pay someone else to allocate what you have to where it needs to go.

Managing money is a skill. Some people have it, and some people don’t. It’s true that it can be learned later in life, but often being extra responsible about money is something that our parents teach us. The most important thing to remember is keeping enough money to cover one’s expenses. If you spend more than you have, then you’re in trouble.

Marni and Jessica are talking about money. One is extra careful about money, and the other is not. Learn more in today’s English lesson about finances.

Do you know how much money you have? Can you manage it by balancing your bank statements, or are you more carefree about your finances? If you’re lucky enough to have disposable income, you might not have to worry that much about saving it for a rainy day. You might even pay someone else to allocate what you have to where it needs to go.

Managing money is a skill. Some people have it, and some people don’t. It’s true that it can be learned later in life, but often being extra responsible about money is something that our parents teach us. The most important thing to remember is keeping enough money to cover one’s expenses. If you spend more than you have, then you’re in trouble.

Marni and Jessica are talking about money. One is extra careful about money, and the other is not. Learn more in today’s English lesson about finances.

Dialogue 对话

Marni:  I was just balancing my checkbook. Looking at my income, and my bank statements, and everything. And, oh boy!

Jessica:  That’s so stressful.

Marni:  It really is! I hate having to just manage every cent, but that’s the way I am. I was taught to just take care of your money, and make sure that you have enough money to cover everything, and never carry a balance on your credit card, and…

Jessica:  I understand the whole theory of saving it for a rainy day, but more recently I’ve been trying to become more carefree with my money…

Marni:  Really?

Jessica:  …and my spending. Yes, it’s out of character for me. I used to be like you. I used to manage every dollar.

Marni:  OK.

Jessica:  And, yes, I had a lot of financial security at that time. But now, I feel comfortable. I get to travel more. And I feel good spending money that I’ve worked hard to earn.

Marni:  I just can’t allocate my money that way. I have specific things that I need to make sure that I have money for, and then I don’t have a lot of disposable income. So I just really need to manage my money. Hopefully some day I’ll get to be more like you.

Jessica:  I’ll help you out.

Marni:  Thanks.

Jessica:  I’ll help you get there.

Quiz 测验

  1. If Marni wanted to buy a gift for someone, what would she probably do?

  2. What does Jessica like to do with her money?

  3. Which word does not belong?

  4. Which sentence is in past progressive tense?